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Rates

At LCLFCU our priority is to YOU - the member owner. We honor that tradition by passing through the best rates possible on loans and shares.

Share Rates Certificate Rates Loan Rates Fees

Effective as of: 4/1/2016
The following fees are charged by Lower Columbia Longshoremen's Federal Credit Union. Fees are subject to change without notice.
Fees
GENERAL
ACCOUNT VERIFICATION$15.00
NOTARY FEE$10.00
SIGNATURE GUARANTEE FEE$15.00
SKIP PAYMENT FEE$25.00
MONEY ORDERS (each)$ 1.00*
ESCROW COLLECTION (per payment)$10.00
ESCROW COLLECTION SET UP$25.00
ACCOUNT CLOSURE$10.00
(within 6 months of opening)
BAD ADDRESS/RETURN STMT(monthly)$ 5.00
RETURN STATEMENT$ 5.00
COPIES (excess of 10)$ .25
DOMESTIC WIRE TRANSFER$15.00
RETURNED DEPOSIT ITEM$25.00
CORPORATE CHECK STOP PAYMENT$35.00
STATEMENT COPY (per month)$ 2.00
FACSIMILE SERVICES$ 5.00
BELOW PAR SERVICE FEE$20.00
WEBPAY ONLINE BILL PAYMENT$ 4.50
THIRD PARTY LEGAL COMPLIANCE$30.00
(per hour, 1/2 hour minimum)
 
SHARE DRAFT
CONVENIENCE TRANSFER FEE$ 2.00
OVERDRAFT (paid or returned)$30.00
OVERDRAFT (account closed)$30.00
STOP PAYMENT (check or ACH)$25.00
DRAFT COPY (first 5 free)$ 1.00
DRAFT COPY STATEMENT(monthly)$ 5.00
ACCOUNT ABUSE CLOSURE$20.00
ACCOUNT BALANCING (per hour, 1/2 minimum)$30.00
 
ATM/VISA CHECK CARD
OVERDRAFT (date of occurence)$30.00
LOST/STOLEN CARD REPLACEMENT$10.00
TRANSACTION FEE (ATM Machine)$ .75
First 4 transactions each month are free
 
INQUIRY FEE (ATM Machine)$ .50
 
MONEY MARKET ACCOUNT
BELOW MINIMUM BALANCE ($1,000)$10.00
 
*Fees are waived for our members who are 62 years of age and older.
 
GIFT CARDS
Gift Cards$ 3.95
Card Replacement$10.00
Pin Mailer$ 1.00
Dormant Card Fee$ 2.00
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