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Rates

At LCLFCU our priority is to YOU - the member owner. We honor that tradition by passing through the best rates possible on loans and shares.

Share Rates Certificate Rates Loan Rates Fees

Effective as of: December 1, 2018
TypeAnnual Percentage Rate
(APR)**
Classic Visa9.90%
Signature Rewards Visa11.24%
Share Secured2.04%
Signature/Line of Credit12.00%
New Auto Rates - Starting at2.49%
New Auto - Term 36 Months2.49%*
New Auto - Term 37 to 60 Months3.24%
New Auto - Term 61 to 72 Months3.49%
New Auto - Term 84 Month3.74%
Used Auto Rates - Starting at3.49%
Used Auto - Term 36 Months3.49%
Used Auto - Term 37 to 72 Months3.74%
Used Auto - Term 84 Months4.24%
Motorcycles/ATVs10.00%
Motorcycles 750 cc or greater7.50%
New RVs and Boats - 84 months or less5.99%
New RVs and Boats - greater than 84 months6.24%
Used RVs and Boats - 84 months or less6.24%
Used RVs and Boats - greater than 84 months6.49%
New Mobile Homes - 144 months or less7.50%
Used Mobile Homes - 1 to 9 Model Years8.00%
Used Mobile Homes - 10 Model Years 9.75%
PayDay Loan18.00%
Tax Return or PMA Vacation18.00%
 
Please use Credit Union Rate Calulator for additional payment information.
 
*Estimated Monthly Payment Example Payments of $143.19 based on a loan of $5000.00 for 36 months.
**Payments of $143.19 based on a loan of $5000.00 for 36 months.
 
Real Estate - Please contact our office at 888-337-4404 or e-mail loans@lclfcu.org
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